Hypo Venture Capital Zurich Headlines: Economic survey by Credit Suisse in cooperation with the Centre for European Economic Research (ZEW)

http://hypoventurecapital-headlines.com/category/financial/

The FINANCIAL — Zurich,  July 21, 2011 According to the latest Credit Suisse ZEW Indicator, economic expectations for Switzerland have diminished significantly.The indicator plunged by 34.6 points to the -58.9-point mark in July, thus reaching its lowest level since the beginning of 2009. The indicator for the assessment of the current economic situation also recorded a sharp drop, falling by 17.4 points to the 52.9-point threshold. The respective balances for inflation as well as interest rate expectations also registered much lower readings in July. The indicator for the inflation outlook decreased by 27.0 points, with merely 23.5% of the financial market experts surveyed predicting that inflation rates will advance in the coming six months. The balance for expectations regarding the short-term interest rate environment lost ground by 30.5 points to the 18.2-point level. At the same time, however, a greater share (55.9%, up 15.4 percentage points) of analysts in this month’s survey anticipate that the Swiss franc will lose terrain versus the euro in the coming half-year.
The Credit Suisse ZEW Indicator of economic expectations recorded the most pronounced decline in July since September 2009. The indicator plummeted by 34.6 points to reach the -58.9 point mark – the lowest level in two-and-a-half years. Merely a tiny minority of 2.9% of the financial market experts surveyed anticipate that economic momentum will improve in the coming six months. In contrast, a clear majority of 61.8% of respondents (+29.4 percentage points) now foresee a deterioration of the economic situation. A share of 35.3% (-24.2 percentage points) of the analysts expect the economy to exhibit a stable trend at the present levels.
The diminishing economic expectations already seen in recent months have been tempered, up to now, by a very upbeat assessment of the current economic situation. In July, however, the prevailing evaluation has deteriorated as well. The relevant balance has declined by 17.4 points, and only around half (52.9%) of the survey participants still view the economic picture in a “good” light. A proportion of 47.1% (+17.4 percentage points) of the experts regard the economic environment as “normal,” while none of the respondents believes that the economy is in a “bad” state of health at the present time.
The inflation outlook diminished more noticeably in July than in the previous months. The share of analysts who predict that inflation rates will climb on a six-month horizon amounts to just 23.5% (compared with 40.5% in June). On the other hand, 23.5% of the participants (+10.0 percentage points) forecast that inflation will retreat in the next half-year. Slightly more than half of the respondents (53.0%) assume that the inflation rate will continue to hover at the current low levels.
The indicator for the short-term interest rate expectations fell sharply by 30.5 points to the 18.2-point mark in July. The share of respondents who expect interest rates to advance in the coming six months dropped by 24.1 percentage points to 27.3%. Meanwhile, 63.6% (+17.7 percentage points) of the experts think that the short-term interest rate environment will remain unchanged within this timeframe.
Following an improvement of 14.8 points in the previous month, the balance of expectations for the trend of the Swiss stock market (SMI) has now lost ground by more than double the amount of points (down 31.1 points) to the 38.3 level.
On the heels of the strong appreciation of the Swiss franc exhibited in July, the financial market experts surveyed anticipate that the currency will rather trend on towards the weaker side again. In particular, the indicator for the Swiss franc exchange rate versus the euro dipped by 7.1 points to -20.6 points this month.

hypo venture capital zurich management news: About Us: hypo venture capital zurich financial ne...

hypo venture capital zurich management news: About Us: hypo venture capital zurich financial ne...: http://hypoventure-capital.com/about-us/ Hypo Venture Capital Financial Investment and Stock Market NewsHypo Venture Capital Financial ...

About Us: hypo venture capital zurich financial news articles

http://hypoventure-capital.com/about-us/

Hypo Venture Capital Financial Investment and Stock Market NewsHypo Venture Capital Financial Investment and Stock Market News was established this year to provide experimental results regarding advanced search that will
be forwarded to a lab of geeky experts for further analysis.

Any result that will come up will not be disclosed to the public of course (or to anyone, for
that matter), but rest assured that it will be applied to the way we use the web in the long run.
Note: Author is hopelessly sarcastic and a frustrated mad scientist. Please bear with him.

hypo venture capital zurich management news: About Us: hypo venture capital zurich financial ne...

hypo venture capital zurich management news: About Us: hypo venture capital zurich financial ne...: http://hypoventurecapital-financialideas.com/about-us/ About Us – Hypo Venture Capital Financial Analysis, Tips and Updates The Blog: A ...

About Us: hypo venture capital zurich financial news articles

http://hypoventurecapital-financialideas.com/about-us/

About Us – Hypo Venture Capital Financial Analysis, Tips and Updates
The Blog: A tour de force of an equally masterful author. Hypo Venture Capital Zurich Financial Analysis, Tips and Updates is a product of daily musings with some factual research interspersed now and then, carefully selected to appeal to the audience and leave them brimming with information.

The Author: An OC writer who has a tendency to take everything he writes as the best piece ever made. Of course that’s what others may call vanity, but he preferred it to be called as ‘absolute honesty’.

Hypo Venture Capital Switzerland Seizing Opportunities in Tough Economic Times

http://www.blochure.com/hypo-venture-capital-switzerland-seizing-opportunities-in-tough-economic-times-2529/

Here at Hypo Venture Capital Zurich we are committed to offering our clients access to the latest and broadest range of financial services and products on the market. We know that choosing the right strategy, the right investment and the right product is no easy task in this day and age! Whether its advice, investments or financial planning we are here to answer all your questions and facilitate all your financial needs.
Many of us have concerns about staying on track in these uncertain economic times. Mounting layoffs, plunging home values and declining stock prices all have a way of generating fear and uncertainty.
"Even though things look bad sometimes, you need to remain focused on opportunities," says Andrew Bradley, HVC’s chief investment officer. "We like to say there's opportunity in every market."
Today's investors face unprecedented challenges
2009 got off to a rough start, with the economy and financial markets still reeling from last year's credit market meltdown and resulting financial crisis. The markets traded down in a painful, correlated fashion, while economic activity plunged.
But since the end of the first quarter, signs of improvement have emerged. The equity market has enjoyed a meaningful rally since mid-March, led by the financial and consumer discretionary sectors. There is still have a long way to go before things get considerably better and before the economic picture brightens considerably but overall the worst may be behind us.
The housing market remains a major thorn in the side of economic growth. Part of the problem is too much supply relative to demand. We are starting to see housing prices fall to the point where buyers are attracted into the market and transactions are occurring.
These imbalances go beyond housing to a worldwide perspective. For example, the United States consumes too much and saves too little, whereas developed and emerging Asian countries save too much and consume too little. We should see the impact of these imbalances play out in the coming months, as countries around the world tackle the mounting challenges.
A return to growth is on the horizon
We believe economic growth may resume in the fourth quarter of 2009. That doesn't necessarily mean things are going to rocket up in the markets, but it means we're setting the stage for better times ahead.
The federal government's stimulus package along with the Federal Reserve’s extraordinary expansion of its balance sheet will begin to show results.
Although the amount of federal stimulus is record-breaking, it's been necessary to combat the significant deflationary pressures triggered by the financial crisis. Once deflation takes hold, it's extremely difficult to counteract. In an environment in which consumers and businesses expect prices to fall, they begin to defer consumption, believing they will be able to make their purchases at a cheaper price down the road. Therefore, the government is doing everything it can to ward off deflation, even as it risks promoting inflation.
Opportunity is within your reach
As troubling as recent market events have been, it's important not to get consumed by the daily ups and downs. Instead, focus on factors that promote long-term financial success.
These factors are most evident when examining the philosophy and practices of those who have achieved financial comfort — people who possess the ability to tackle any tough financial situation and the insight to capitalize on opportunity. Author and TV commentator Jean Chatzky calls this phenomenon "the difference." "Whatever the economy, these are the people who have the skills and attributes necessary to move into lasting financial comfort and wealth."
What makes a financial difference
Recent research on American attitudes toward money and personal finances found that financially successful people exhibit several common factors, including happiness/optimism, resilience, connectedness and habitual saving.
These are the people who know the difference.
How you can stay on track
Based on the characteristics and experiences of financially successful Americans, there are several actions and strategies to help people stay on track, focus on saving and protect loved ones during good and bad economic times.
People who have goals for the short, medium and long term, research has shown, actually achieved their goals more often than people who don't plan. "Why? Because when you’re running a race, it helps to know where you're going.
Consider rebalancing your portfolio
As far as investment strategies go, in today's environment, consider rebalancing your portfolio with an emphasis on the bond market. The bond market — particularly investment-grade bonds and high-yield credit — is very attractive versus its historical pricing.
Build savings and cash reserves
As for savings, if you have a job and a steady income stream right now, you need to be saving, because you don't know when the tide may turn. For women, saving is even more important. A woman still earns on average only 80 cents for every dollar that a man earns, and they possibly take breaks from the workforce to care for children and older parents, which means that when they get to retirement, their account balances are substantially smaller. Plus, women generally need their retirement accounts to last longer because they live an average of seven years longer than men.
Building cash reserves is essential, too. In 'normal' times, you should have about six months of emergency expenses set aside in cash, given times are more difficult, and especially if you're two to three years away from retirement, we think you should have up to two years of expenses set aside in cash.
Have a solid protection plan
Protection planning doesn't end with cash reserves. It's also critical to have a will naming guardians for minor children, a health care proxy (someone to make your health care decisions if you are unable), a living will and a durable power of attorney for finances.
Everyone should also have life insurance — especially those who have dependents — as well as disability income insurance, homeowners or renters insurance, and personal liability insurance. Why? So that a disaster, a big one or a small one, can't come along and take everything you've built away from you.
It's also important to protect against taxation, with strategies designed to generate tax advantages for your financial future.
Avoid common investment mistakes
Staying on track also means avoiding some common investment mistakes. For example, it's critical to not focus on one or two investments, but to stay diversified instead. And people should also resist the urge to raid a retirement account when changing jobs because the tax implications could be significant, potentially derailing a long-term strategy.
Another common mistake, is attempting to time the markets. People don't know how to time markets. Professional investors have a hard time timing markets, so you can't possibly succeed by trying to figure out the right time to get into the market and the right time to get out. It's highly likely you’re going to miss a significant day in the market. And, as we all know, if you miss the 50 best trading days over a multiple-year period, you cut your returns by as much as one-third. Instead, we suggests implementing a dollar-cost-averaging strategy to remain committed to the market and maintain a long-term investment plan.
Work with a financial advisor
Finally, we cannot stress the importance of getting help. Not only do people who work with advisors reach their goals more often than those who do not, but having one in your circle provides the direction, help, motivation and support that we can all use at times like this.
The markets will continue to be extraordinarily volatile, offering you opportunities to get into the market or monetize trades work with your financial advisor to identify the opportunities most appropriate for you and your portfolio.
Make a difference in your financial situation
Whether the economy is roaring or retreating, you can prosper once you understand the characteristics of financially secure people and implement a series of commonsense strategies. Talk to your HVC financial advisor today about how you can build lasting financial comfort and wealth.

http://hypoventure-capital.com/2011/05/hypo-venture-capital-headlines-bigger-than-boxing-how-pacquiao-rose-to-world-no-1/

Manny Pacquiao lived on the streets as a child in Manila, fights for a living today, visited President Obama recently and will inevitably upgrade from congressman to presidential candidate in the Philippines in the next 10 years.
His days under cardboard on the streets of the sprawling city, after leaving home when his father allegedly slaughtered and cooked his pet dog, and his improbable rise to the Philippine congress, where he is the architect of new anti-sex slave legislation, make his story one of boxing’s most amazing.
Pacquiao will defend his World Boxing Organisation welterweight title tonight at the MGM in Las Vegas against the once brilliant but now slightly jaded Shane Mosley. He is unbeaten since 1995 and has added world titles at five weights since his last loss. As a fighter Pacquiao has won world titles at seven different weights and has a truly remarkable back catalogue of startling finishes in brutal fights. His savage series of meetings with Marco Antonio Barrera, Erik Morales and Juan Manuel Marquez, the finest Mexicans of this and arguably any generation, and his cold-eyed destructions of Ricky Hatton and Oscar de la Hoya guarantee Pacquiao a special place in boxing’s history books.
Last May he won a seat in the Philippine congress for the province of Sarangani and he has taken his congressional duties so seriously that his trainer, Freddie Roach, was convinced that he would walk away from the sport. “I think we will lose him to politics,” Roach told me last summer. However, Pacquiao is skilled at manipulating time and his entourage, which is a staggering moving, cooking, laughing and singing gang, and now includes his political chief of staff.
At his last fight in November against Antonio Margarito, he hired a 747 and flew in more than 200 people from Manila to Dallas. They disembarked to join his retinue in several plush suites, where Pacquiao always sleeps with a dozen or so close friends. The fighter and his people cook their own food, watch kung fu films and perform endless hours of karaoke in the days and hours before fights. His wife and any other women have their own rooms.
As a child in the Manila slums Pacquiao slept on the floors in gyms with dozens of other homeless and desperate little fighters. His passage from six-stone anonymity, fighting for peanuts in long forgotten Filipino outposts, to the smiling, bilingual boxer with a fortune estimated by Forbes magazine at $70m (£43m) is one of the legends of the boxing business. He had over 30 fights before turning professional, weighed less than 90 pounds and was unbeaten, always winning about $3 and enough rice to feed the other dwellers in the gym’s filthy bunk beds. He was just 16 when he turned professional, having lied about being 18 and he was still undoubtedly malnourished, often having to weigh in with lumps of metal in his socks. The $40 purses he received for his early fights meant he could eat and send money to his mother.
After 24 fights, and still when he was only 19, Pacquiao won and then lost the flyweight world title in bouts against the odds and against hometown favourites in Thailand. He was still well under boxing’s radar even when he won titles at super-bantamweight and reigned without equal for three years. In 2003 he arrived on the true international stage when he ruined Barrera in a non-title fight at featherweight, sending the exceptional Mexican staggering from corner to corner before the brutality ended in round 11.
Mosley will be Pacquiao’s 18th opponent since the night he dismantled Barrera; the list includes De la Hoya, left stunned on his stool at the end of seven rounds and looking like a man who had just glimpsed hell and not really fancied the journey very much. Hatton went down and out in two rounds and the Mexicans succumbed in slugfests that continually wrote and rewrote their way into the pantheon of great fights involving great fighters.
It is the quality of Pacquiao’s opponents over such a long period of time that places him with the modern giants; it is hard to mix talk about present-day and ancient fighters because of the way the sport operated before the 1960s. Pacquiao is one of the best boxers of the last 50 years.
Bob Arum, the promoter who travelled with Muhammad Ali and promotes Pacquiao, is convinced that he is a bigger star. “Ali never had this level of devotion,” Arum said. “In the Philippines he [Pacquiao] is the social welfare system – the best one. He helps everybody”.
The sharing of wealth is called balato and since his congressional victory it has become a lot more serious. The people of Sarangani do not have a hospital so Pacquiao went to see President Benigno Aquino III. “The sick had to travel for hospital care,” said Pacquiao. “I promised a hospital and they will get a hospital.” Pacquiao sat with Aquino and was given $5m to start the build. The ground will be broken in a ceremony when he returns after the Mosley fight. Aquino had pushed through legislation that guaranteed Pacquiao and his family military protection long before the new congressman sat with him and asked for a favour that he simply could not refuse.
“I want to achieve the same in politics that I have in boxing,” said Pacquiao. “I will start with what I know best and what I know needs to change.” He has personally written parts of the anti-human trafficking legislation that he is pushing through the Filipino congress.
At the same time, the 32-year-old has unfinished business inside the ring and is still hoping for a showdown with the evasive American Floyd Mayweather in a fight that would guarantee the pair $50m if it can possibly be made. The partial motivation for fighting Mosley is to try to beat him inside the distance and improve on the points win by Mayweather against Mosley last year. Meanwhile, Mayweather has to answer serious criminal charges in Las Vegas in July. All planned attempts to get them together have sadly faltered, the main stumbling block being the American’s insistence on Olympic-style drug tests before and after the fight. Pacquiao has passed every drug test he has ever taken.
Pacquiao’s road show shifted from Roach’s shabby Los Angeles gym to the opulent plastic-plant wonder of the MGM this week. The entourage was in tow, swiftly setting up music and food areas in his suites. Pacquiao’s latest CD was released last month and reputedly sold out immediately. It is called Sometimes When We Touch and is a compilation of power ballads from the Seventies and includes no fewer than seven versions of the title song. His love of music does not end there – Roach has continually to monitor the time spent by his fighter in the ring and at the microphone belting out Tony Christie numbers – and tonight Survivor’s Jimi Jamison will perform “Eye of the Tiger” live for Pacquiao’s ring walk.
“My heart is in focus,” insists Pacquiao. “I ignore distractions and do what I have to do in boxing and in life.” One thing is certain: the tiny genius with the gloves and the mission will be missed when he quits.
Kings of the Ring: Steve Bunce’s five greatest fighters since 1960
1. Muhammad Ali
Won Olympic gold in 1960. He had 25 world title fights and regained the world heavyweight title three times. Backed up his boxing with his banter. 1960-1981: Won 56 of 61 fights.
2. Manny Pacquiao
Turned pro at 16, won first world title at 19. Has won world titles at seven weights and beaten the best at their best and at their best weight. 1995-present: Won 52 of 57 fights.
3. Sugar Ray Leonard
American won Olympic gold in 1976 and had 13 world title fights and held titles at five different weights. First to earn $100m in purses. 1977-1997: Won 36 of 40 fights.
4. Roberto Duran
Turned pro at 17. He had 22 world title fights between 1972 and 1998 and held titles at four weights. He once knocked out a horse. 1968-2001: Won 103 of 109 fights.
5. Oscar de la Hoya
Mexican American from a boxing family won Olympic gold in 1992, had 29 world title fights and won world titles at six different weights. 1992-2008: Won 39 of his 45 fights.